What You'll Learn ...

Run Time: 45 Minutes • Whether you're new to finance or growing a next egg, Cliff Michaels has coached 1000s of clients over 30 years on the art of a money mindset & simple wealth-building essentials. The nuts & bolts of earning, saving, budgets, compound interest & credit-scoring keys will be fun & easy to learn. By the end of this course, you'll Master Basic Abilities & tools critical to your financial freedom!

"Cliff delivers smart tools & lessons for financial wisdom. His budget essentials, debt-control tips & steps to 800-Credit empower anyone searching for basic money & credit mastery." Chris Novy • UCLA BA Economics
  • 12 keys to a wealthy mindset

  • 8 steps to 800 credit

  • How to avoid fraud & identity theft

  • How to remove or repair bad credit

  • Learn essentials to positive cash flow

  • Master principles of good vs bad debt

  • Methods to increase income & lower expenses

  • Command of personal budgets & balance sheets

  • BONUS TOOLS: Worksheets • Challenge Exercises • Cliff's Favorite TV & Movie Picks on Course Topic • Optional Quiz & Completion Certificate

  • THIS COURSE DOES NOT provide tax, legal, or investment advice. Alway consult your tax, legal, or financial professional.

Course Lessons


    2. Pre-Course Survey (1 MIN)

    3. Cliff's Pre-Course Tips & Pep Talk (1-MIN)

    1. Lesson 1: Course Intro • Table of Contents • 12 Keys to a Wealthy Mindset

    1. Lesson 2 Personal Budget & Balance Sheet Mastery

    1. How to Master the FICO Credit System (11 Mins)

    1. LESSON 4: 8 Steps to 800 Credit

    1. Lesson 5: 10 Steps to Repair or Remove Bad Credit

Course Details

  • $29.95
  • 12 lessons

Meet Your Instructor

NY Times Bestseller • Entrepreneur • Strategic Coach • Consultant • Facilitator

Cliff Michaels

BORN in NEW YORK and raised in L.A, Cliff lives in Del Mar, California. Known for his fun, down-to-earth style, Cliff brings a passionate, result-driven approach to every challenge.

FOUNDED in 1992, Cliff Michaels & Associates specializes in start-ups, venture capital, mortgages, real estate & global education. Cliff's dynamic methods to accelerate growth include e-courses, cohorts, coaching, consulting & forum retreats for students, families, leaders & entrepreneurs.

A NEW YORK TIMES BESTSELLER, Cliff's mini-memoir & short stories on historic mentors present a paradigm shift in global education (The 4 Essentials: A Misfit's Journey to Mindset, Strategies, Values & Purpose). The book launched #1 on Amazon in 2012 and is FREE with the 1-Day MBA E-Course Series. In 2016, Cliff's 1-Day-MBA Workshop (Imagineering Ideas) was one of the highest-rated events at TEDxLA Imagine Week.

SEE CLIFF's BLOG for "Backstory & Book Highlights Live @ USC."

PAST PRESIDENT of the Entrepreneurs' Org L.A, Cliff developed EO's first charity & mentor programs benefitting Boys & Girls Club and Inclusion Matters Playgrounds. Supporting youth & underserved communities has been a passion ever since.

GIVING BACK > With each sale, FREE 1-DAY MBA E-courses go to learners & teachers in need. Cliff is also a member of USC’s EdTech Ventures, building global solutions for remote-learning.

SPONSOR EDUCATION! To GIFT Cliff's E-courses, cohorts, live workshops & retreats, visit our SPONSOR PAGE TODAY!


Chris Novy

Entrepreneur • UCLA, BA Economics

"Cliff delivers smart tools & lessons for financial wisdom. His budget essentials, debt-control tips & steps to 800-Credit empower anyone searching for basic money & credit mastery."

Jayme Riggio

CEO, Riggio Allstate, Top 1% Nationwide

“My highest recommendation! Cliff has been my strategic coach, broker & business consultant since the ’90s. His 1-DAY MBA Courses, relatability, insight, leadership, and communication skills are priceless.”

Jim Weldon

CEO, Trovo • Past President YEO L.A.

“Cliff Michaels has been a trusted confidant over 25 years. From broker, lender and boardroom advisor to an extraordinary mentor for our young entrepreneurs, 1-DAY MBA courses are fun, fast & effective!"