What You'll Learn ...

This is Masterclass #6 in Cliff's Essential Life & Biz Series. Whether you're new to finance or growing a next egg, Cliff has coached 1000s of clients on essentials to a money mindset, credit scoring & financial literacy. By the end of this course, you'll Master Basic Abilities critical to financial growth and peace of mind.

Approximate Learning Time: 1 Hour
  • 12 keys to a wealthy mindset

  • 8 steps to 800 credit

  • How to avoid fraud & identity theft

  • How to remove or repair bad credit

  • Learn essentials to positive cash flow

  • Master principles of good vs bad debt

  • Methods to increase income & lower expenses

  • Command of personal budgets & balance sheets

  • BONUS TOOLS: Worksheets • Challenge Exercises • Optional Quiz & Completion Certificate

  • THIS COURSE DOES NOT provide tax, legal, or investment advice. Alway consult your tax, legal, or financial professional.

Course Lessons

    1. COURSE OVERVIEW: What You'll Learn & Quick-Start Tips

    2. Quick-Start Tips (1 MIN)

    1. Lesson 1: Course Intro • Table of Contents • 12 Keys to a Wealthy Mindset

    1. Lesson 2 Personal Budget & Balance Sheet Mastery (also see worksheets)

    1. How to Master the FICO Credit System (11 Mins)

    1. LESSON 4: 8 Steps to 800 Credit

    1. Lesson 5: 10 Steps to Repair or Remove Bad Credit

Course Details

  • $49.95
  • 12 lessons

About Cliff's Journey

NY Times Bestseller • Entrepreneur • Facilitator

Cliff Michaels

BORN in New York & raised in L.A., Cliff is a social entrepreneur known for his people-first approach to life, work & play.

FOUNDED in 1992, Cliff Michaels & Associates specializes in real estate finance & brokerage, venture capital, and personal-to-business consulting. Cliff's Masterclasses for Life & Biz Skills include e-courses, coaching & forums for leaders, life learners & entrepreneurs.

In 1999, Cliff co-founded First Use Registry, the world's first internet company to feature digital-notary technology, raising the bar for intellectual property & file authentication. He's also been an investor & advisor in entertainment, health care & non-profits such as Inclusion Matters (playgrounds & advocacy for disabled communities).

A NY TIMES BESTSELLER (The 4 Essentials), Cliff's unique memoir on life lessons & famous mentors, proposes a paradigm shift in global education. The book launched #1 on Amazon. His "Imagineering Ideas" workshop was also a crowd favorite at TEDxLA Imagine Week (2016).

PAST PRESIDENT of YEO L.A Young Entrepreneurs' Org (EO), Cliff chaired int'l leadership events, launched record-breaking charity galas, and started EO's first student-mentor programs (1996-2005). He was also an original member of USC’s EdTech Ventures, a cohort for remote-learning solutions.

GIVING BACK > FREE books & courses go to those in need. To sponsor your favorite learners & educators, or to book Cliff, go to the SPONSOR PAGE NOW!

Testimonials

Christian Johnson

Health-Care Consultant, UCLA/USC MBA

“Priceless! I've known Cliff over 15 years as a friend, career coach & financial mentor. His wisdom on basic finance & credit literacy should be required learning."

Chris Novy

CEO, Entrepreneur

"Cliff delivers smart tools & lessons for financial wisdom. His budget essentials, debt-control tips & steps to 800-Credit empower anyone searching for basic money & credit mastery."